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FREE WEBINAR...
HR Hurdles and How to Handle Them
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JOIN US!
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 Date
Tuesday,
February 7, 2012
Time
10:00 A.M. EST
This webinar is scheduled for one hour, and is sponsored by Great American Insurance Group, in conjunction with Marshall & Sterling Insurance.
Our presenter is Lisa Kirby, SPHR
Ms. Kirby's human resource background includes 20 years experience in multiple industries including hospitality, recreation, transportation, healthcare,manufacturing,
entertainment, and consulting.
Ms. Kirby graduated from U.C. Davis with a bachelor's degree in Political Science and is certified as a Senior Professional in Human Resource (SPHR) from the Society for Human Resource Management (SHRM).
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Great American Insurance Group, in conjunction with Marshall & Sterling Insurance in Leeds, NY, is pleased to present this Human Resources Loss Control webinar.
During the complimentary webinar, you'll learn about the top human resources issues that can lead to a claim:
 Hiring - Can you use background checks?Harassment - It can happen in your organization.Disabilities - Yes, you probably can accommodate.Leaves of Absence - What you need to provide.Disciplinary Action - Consistency is the key.Social Media - What you can and can't do.Wage and Hour Issues - Exactly who is a volunteer? What notices does the state require I provide employees? Please join us as we cover proactive ways you can reduce your risk.
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January 2012 Have a safe and happy holiday season!
 Cyber Liability - Can you really afford to be without it?
Too many businesses believe their General Liability insurance policy will cover them for Cyber Risks. General Liability, Property, and Professional Liability policies do not address many critical information security exposures, statutory notification and credit monitoring costs, regulatory fines and penalties and class action lawsuits associated with privacy breaches. In fact, many forms now affirmatively exclude “cyber risk.” Marshall & Sterling Insurance can protect your business from a wide range of Cyber Risks.
Third Party Coverage Options:
Network Security Liability: Provides Coverage for actions that the Insured is legally liable for claims made against the Insured for a Network Security Breach.
Privacy Liability: Provides coverage for actions that the Insured is legally liable for claims made against the Insured for a Privacy Breach.
Media Liability: Provides coverage for actions that the Insured is legally liable for claims made against the Insured for a Media Peril of content on the Insured’s Internet Site.
Professional Liability: Provides coverage for acts, errors or omissions in the rendering or failure to render professional services to a client of the Insured.
Regulatory Coverage: Provides coverage for actions/proceedings against the Insured by agency resulting from a violation of a Privacy Law.
First Party Coverage Options:
Network Interruption Business Income & Extra Expense Coverage: Provides coverage for the Loss of Income and expenses incurred to reduce Loss of Income, minimize the duration of a network Interruption, Forensic Expenses, Loss of Data due to a Network Attack/Denial of Service Attack.
Cyber Extortion Coverage: Provides coverage for costs and expenses related to a Cyber Extortion Threat, including a threat of a Denial of Services Attack, Dissemination of Private Information obtained through the Insured’s Computer System, alter/delete/damage Data or a Data Asset or the Insured’s Computer System or interrupt/suspend the Insured’s Computer System unless money or other valuable consideration is paid by the Insured.
Breach Notification Coverage: Provides coverage for costs and expenses associated with the notification to individuals whose Personal Identifiable Information or Protected Health Information has been breached pursuant to federal, state or foreign Breach Notification Laws.
Crisis Management Coverage: Provides coverage for costs and expenses incurred by the Insured for a public relations firm, law firm or other expenses to communicate with the general public in order to mitigate reputational damage.
Credit Monitoring Coverage: Provides coverage for costs and expenses incurred by the Insured to offer credit monitoring services to parties impacted by a Privacy Breach
Winter Driving
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Deductibles need to be paid 