www.incubatorinsurance.com

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" height=90 BGCOLOR="#6666FF" TEXT="#080000" bgproperties="fixed" background="12a00760egblyg.jpg"> <div> <B>www.incubatorinsurance.com</B></div> <div> <I><B>Endorsed Insurance Specialist ~ Marshall & Sterling Insurance</B></I></div> <bR> <bR> <div> </div> </td> </tr><tr> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <B> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="690" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" ALIGN="LEFT" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 634 ><NOBR><div> <IMG SRC="1768d4c0.jpg" border=0 width="141" height="76" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> <A HREF="id2.htm" TARGET="_top" TITLE="About Us"><U><B><IMG SRC="1708a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id3.htm" TARGET="_top" TITLE="Insurance Coverages"><U><B><IMG SRC="1718a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="identity_theft.htm" TARGET="_top" TITLE="Identity Theft"><U><B><IMG SRC="1838a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="start_up.htm" TARGET="_top" TITLE="Information for Start Up Companies"><U><B><IMG SRC="1728a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id4.htm" TARGET="_top" TITLE="Applications"><U><B><IMG SRC="1738a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id17.htm" TARGET="_top" TITLE="Articles"><U><B><IMG SRC="1a28a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="newsletters.htm" TARGET="_top" TITLE="Newsletters"><U><B><IMG SRC="1aa8a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><U><B><IMG SRC="1748a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id16.htm" TARGET="_top" TITLE="Links Resources"><U><B><IMG SRC="1758a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <bR> <bR> </NOBR></tD> <tD VALIGN=TOP BGCOLOR=#FFCC33><NOBR><IMG BORDER="0" SRC="1x1.gif" HEIGHT="634" ALIGN="bottom" WIDTH="-2" HSPACE="0" VSPACE="0"></NOBR></tD> <tD VALIGN=TOP><NOBR><div> <B>Marshall & </B><B>Sterling Insurance </B></div> <div> <I>Specialists in the Technology Sector</I></div> <div> <IMG SRC="15ed58e0.jpg" border=0 width="213" height="142" ALIGN="BOTTOM" HSPACE="0" VSPACE="0">of their mbers.<FONT SIZE="3" COLOR="#FFFFFF" FACE="Times New Roman" > </FONT></div> <div> <B> Marshall and Sterling has been in business since 1864</B><FONT SIZE="3" COLOR="#0000CC" FACE="Arial Narrow" ><B>.</B></FONT><B> </B>We rank 27th  </div> <div>  in  size among over 40,000 privately owned insurance agencies. We are  </div> <div>  dedicated to excellent service both when you purchase insurance and when </div> <div>  you have a claim.</div> <bR> <div>  Marshall and Sterling can provide a comprehensive review and recommend  </div> <div>  coverages that are tailored to fit your business. We represent several </div> <div>  insurance companies specializing in the technology sector.</div> <bR> <bR> <div> <I><B><U> DISCLAIMER</U></B></I></div> <div>  The information contained in this web site is for information purposes only and is not intended  </div> <div>  to be an insurance policy or contract of insurance. For complete coverage details and exclusions, </div> <div>  please refer to the policy itself as each insurance company's coverages may be different.</div> <bR> <div>  Marshall and Sterling, Inc. &/or web designer assumes no responsibility or liability for errors or </div> <div>  omissions in the material on this web site. <B>Coverage may not be bound on this site. </B></div> <bR> <div>  <I>Marshall & Sterling Upstate, Inc</I>.</div> <bR> <DIV ALIGN="LEFT"></DIV> <div>   <script type="text/javascript" src="http://pub14.bravenet.com/counter/code.php?id=400971&usernum=1125911952&cpv=2"></script>   </div> <bR> </NOBR></tD> </tR> </TABLE></B></div> <bR> <bR> <bR> <bR> </td> </tr></table></body>