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<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#6666FF" TEXT="#080000" bgproperties="fixed" background="12a00760egblyg.jpg"> <div> <FONT SIZE="5" COLOR="#FFFFFF" FACE="Times New Roman" ><B>www.incubatorinsurance.com</B></FONT><FONT SIZE="2" COLOR="#FFFFFF" FACE="Times New Roman" > </FONT><FONT SIZE="2" COLOR="#3300FF" FACE="Times New Roman" > </FONT><FONT SIZE="2" COLOR="#3300FF" FACE="Arial" > </FONT><B> |     </B><A HREF="index.htm" TARGET="_top" TITLE="www.incubatorinsurance.com"><U><B>Home</B></U></A></div> <div> <A HREF="id2.htm" TARGET="_top" TITLE="About the Broker"><U>About the Broker</U></A>   |   <A HREF="id3.htm" TARGET="_top" TITLE="Insurance Coverages"><U>Insurance Coverages</U></A>   |   <A HREF="identity_theft.htm" TARGET="_top" TITLE="Identity Theft"><U>Identity Theft</U></A>   |   <A HREF="start_up.htm" TARGET="_top" TITLE="Information for Start Up Companies"><U>Information for Start Up Companies</U></A>   |   <A HREF="id4.htm" TARGET="_top" TITLE="Applications"><U>Applications</U></A>   |   <A HREF="id17.htm" TARGET="_top" TITLE="Articles"><U>Articles</U></A>   |   <B>Contact Us</B>   |   <A HREF="id16.htm" TARGET="_top" TITLE="Links Resources"><U>Links & Resources</U></A>   |   <A HREF="news.htm" TARGET="_top" TITLE="News"><U>News</U></A></div> <div> </div> </td> </tr><tr> <td valign="top" width=225 BGCOLOR="#6633FF" TEXT="#080000"> <div> <B>M</B><B>arshall & Sterling Upstate, Inc.</B></div> <div> <I><B>Leeds/Saratoga Springs</B></I><FONT SIZE="1" COLOR="#FFFFFF" FACE="Arial" ><I><B> </B></I></FONT></div> <div> <I><B>New York Division </B></I></div> <bR> <div> <B> Telephone: (800) 724-0695</B></div> <div> <B>Fax: (518) 943-7440</B></div> <div> <A HREF="mailto:lemerick@marshallsterling.com" TARGET="_top" TITLE="mailto:lemerick@marshallsterling.com"><U><B>Email</B></U></A></div> </td> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <B><U>Contact Us</U></B></div> <div> <A HREF="mailto:lemerick@marshallsterling.com" TARGET="_top" TITLE="mailto:lemerick@marshallsterling.com"><U><B>Lorraine Emerick</B></U></A><B>, Manager of Operations & Insurance Services</B></div> <bR> <div> <A HREF="mailto:mmcgarry@marshallsterling.com" TARGET="_top" TITLE="mailto:mmcgarry@marshallsterling.com"><U><B>Meghan McGarry</B></U></A><B>, Account Executive</B></div> <bR> <div> <B>Tel: 800-724-0695 / Fax 518-943-7440</B></div> </td> </tr></table></body>