www.incubatorinsurance.com

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" height=90 BGCOLOR="#6666FF" TEXT="#080000" bgproperties="fixed" background="12a00760egblyg.jpg"> <div> <B>www.incubatorinsurance.com</B></div> <div> <I><B>Endorsed Insurance Specialist ~ Marshall & Sterling Insurance</B></I></div> <bR> <bR> <div> </div> </td> </tr><tr> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <B> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="1003" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" ALIGN="LEFT" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 845 ><NOBR><div> <IMG SRC="1768d4c0.jpg" border=0 width="141" height="76" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> <A HREF="id2.htm" TARGET="_top" TITLE="About the Broker"><U><B><IMG SRC="1708a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id3.htm" TARGET="_top" TITLE="Insurance Coverages"><U><B><IMG SRC="1718a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="identity_theft.htm" TARGET="_top" TITLE="Identity Theft"><U><B><IMG SRC="1838a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="start_up.htm" TARGET="_top" TITLE="Information for Start Up Companies"><U><B><IMG SRC="1728a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id4.htm" TARGET="_top" TITLE="Applications"><U><B><IMG SRC="1738a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id17.htm" TARGET="_top" TITLE="Articles"><U><B><IMG SRC="1a28a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="news.htm" TARGET="_top" TITLE="Newsletters"><U><B><IMG SRC="1aa8a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><U><B><IMG SRC="1748a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <A HREF="id16.htm" TARGET="_top" TITLE="Links Resources"><U><B><IMG SRC="1758a240.jpg" border=0 width="138" height="36" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <bR> <bR> </NOBR></tD> <tD VALIGN=TOP BGCOLOR=#FFCC33><NOBR><IMG BORDER="0" SRC="1x1.gif" HEIGHT="845" ALIGN="bottom" WIDTH="-2" HSPACE="0" VSPACE="0"></NOBR></tD> <tD VALIGN=TOP WIDTH="827"><div> <B>Marshall & </B><B>Sterling Insurance </B></div> <div> <I>Specialists in the Technology Sector</I></div> <div> <IMG SRC="15ed58e0.jpg" border=0 width="213" height="142" ALIGN="BOTTOM" HSPACE="0" VSPACE="0">of their </div> <div> <B> Marshall and Sterling has been in business since 1864</B><FONT SIZE="3" COLOR="#0000CC" FACE="Arial Narrow" ><B>.</B></FONT><B> </B>They<B> </B>rank in the top 30 in size among over 40,000 privately owned insurance agencies. We are dedicated to excellent service both when you purchase insurance and when you have a claim.</div> <bR> <div>  Marshall and Sterling can provide a comprehensive review and recommend coverages that are tailored to fit your business. They represent the leading national and regional insurance companies specializing in the startup sector.</div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <TABLE BORDER="5" CELLPADDING="2" CELLSPACING="1" WIDTH="746" BORDERCOLORLIGHT="#000066" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 226 WIDTH="728"><div> <B><U>TESTIMONIAL</U></B></div> <bR> <div> <B>Marshall & Sterling have been BullEx’s insurance broker from the beginning during our days at the Rensselaer Polytechnic Institute Incubator in 2004. Lorraine Emerick and Ken Grey took the time to understand our business operations and consistently provided a full marketing analysis in order to obtain the best insurance terms for our company. Lorraine and Ken provided honest professional advice, continual communication, prompt personal service, and guidance through the insurance markets. Their sharing of ideas and alternative solutions had been extremely valuable during BullEx’s rapid growth and especially beneficial during our merger/acquistion. I highly recommend </B><A HREF="mailto:lemerick@marshallsterling.com" TARGET="_top" TITLE="mailto:lemerick@marshallsterling.com"><U><B>Lorraine</B></U></A><B>, </B><A HREF="mailto:kgrey@marshallsterling.com" TARGET="_top" TITLE="mailto:kgrey@marshallsterling.com"><U><B>Ken</B></U></A><B>, and the team at </B><A HREF="http://www.marshallsterling.com/leeds" TARGET="_top" TITLE="http://www.marshallsterling.com/leeds"><U><B>Marshall & Sterling in Leeds</B></U></A><B>, NY. </B></div> <bR> <div> <I><B>- Thomas Rossi, Chief Operating Officer at BullEx Digital Safety </B></I></div> </tD> </tR> </TABLE></div> <bR> <bR> <div> <I><B><U> DISCLAIMER</U></B></I></div> <div>  The information contained in this web site is for information purposes only and is not intended  </div> <div>  to be an insurance policy or contract of insurance. For complete coverage details and exclusions, </div> <div>  please refer to the policy itself as each insurance company's coverages may be different.</div> <bR> <div>  Marshall and Sterling, Upstate, Inc .etal  &/or web designer assumes no responsibility or liability for errors or  omissions in the material on this web site. <B>Coverage may not be bound on this site. </B></div> <bR> <DIV ALIGN="LEFT"></DIV> <div>  <I>Marshall & Sterling Upstate, Inc</I>.</div> <bR> <div>   <script type="text/javascript" src="http://pub14.bravenet.com/counter/code.php?id=400971&usernum=1125911952&cpv=2"></script>   </div> <bR> </tD> </tR> </TABLE></B></div> <bR> <bR> <bR> <bR> </td> </tr></table></body>